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💳 Industry · Fintech / Digital Payments

Scale without scaling your support cost or your fraud risk

You grow in users faster than in headcount. Every sign-up with friction is a lost user; every API failure is a regulatory incident. Migura integrates AI-powered CX, identity-based anti-fraud, cloud-ready cybersecurity, and AML/KYC automation — under a single SLA and with PCI compliance.

You talk with
Head of Operations · CTO · Head of Risk & Compliance · Head of CX
Their daily pain
Your volume doubles every quarter. Support and compliance don't scale at the same pace without driving up cost.
Buying cycle
Typical decision: 30-90 days · startup speed
–45%
support cost with AI deflection
with CXone + Cognigy
–25%
drop-off in digital onboarding
with conversational KYC
99.99%
availability of critical APIs
with Fortinet + F5
–60%
manual effort in AML/KYC
with RPA

What we hear in Fintech

From the daily pain to a measurable outcome

Support that doesn't scale
Support that doesn't scale
The challenge

"Every new user costs the same in support as the last one. It doesn't scale."

Migura's response
Deflection with conversational AI
Sign-up friction
Sign-up friction
The challenge

"Onboarding loses 1 in every 4 users at the KYC step."

Migura's response
Conversational KYC + liveness
Critical availability
Critical availability
The challenge

"An API outage at peak hour is an incident that escalates to the regulator."

Migura's response
API protection + multi-region
Manual AML/KYC
Manual AML/KYC
The challenge

"My compliance team does AML by hand on spreadsheets. It can't keep up with the volume."

Migura's response
RPA for compliance

Use cases by business unit

Find your case: image, area and outcome

Filter by your priority or explore each unit. You will see the visual solution map for Fintech and, when you expand each area, the challenge it solves and how.

CX

NICE ecosystem (CXone, WFM, QM) to scale support without scaling cost.

En simple: Grow in users without support growing at the same pace.
1
24/7 Support
scalable without friction 24/7 coverage
The challenge

"Volume doubles every quarter and the contact center doesn't scale."

Migura's answer

Cloud contact center that scales with demand and routes each case to the right agent.

With: NICE CXone

Request an assessment for this
Mapa visual de CX 12
2
Quality / Compliance
100% audited audit-ready evidence
The challenge

"Every interaction must be recorded for audit and improvement."

Migura's answer

Quality monitoring of 100% with audit-ready recording.

With: NICE QM

Request an assessment for this

Agentic AI

Conversational AI agents (Cognigy) that don't just answer: they take real actions in every area.

En simple: A “digital employee” that serves and resolves 24/7 across every area of the company.
1
Customer Service
50%+ resolved without a human 24/7 no waits
The challenge

"Traditional bots only give FAQs; the customer still ends up waiting for a human."

Migura's answer

An AI agent resolves end to end with real actions (look up, change, manage), not just respond.

With: Cognigy

Request an assessment for this
2
Human Resources
−50% queries to HR 24/7 self-service
The challenge

"HR gets buried answering the same things: vacations, pay stubs, policies, onboarding."

Migura's answer

An agent answers employees 24/7 and executes requests (certificates, applications) with no human intervention.

With: Cognigy

Request an assessment for this
3
Finance
−40% repeat queries ERP integrated
The challenge

"The finance team loses hours on billing, payment, and expense inquiries."

Migura's answer

An agent resolves payment status, invoices, and expense reporting, integrated with the ERP.

With: Cognigy

Request an assessment for this
Mapa visual de Agentic AI 123456
4
Operations
+productivity across teams −errors manual
The challenge

"Internal processes rely on emails and manual follow-up between teams."

Migura's answer

An agent coordinates tasks, provides status, and triggers flows across systems automatically.

With: Cognigy

Request an assessment for this
5
Sales / Commercial
+leads qualified 24/7 response
The challenge

"Leads wait for a response, go cold, and follow-up is uneven."

Migura's answer

An agent serves, qualifies, and books with prospects 24/7 and follows up before they go cold.

With: Cognigy

Request an assessment for this
6
Legal / Compliance
−time on inquiries traceable every answer
The challenge

"Legal answers the same contract and policy questions over and over."

Migura's answer

An agent answers frequent contract and compliance questions and points to the right clause.

With: Cognigy

Request an assessment for this

Computer Vision

Identity/anti-fraud at sign-up and office security.

En simple: Prevent someone from impersonating another when opening an account.
1
Identity / Anti-fraud
↓ fraud identity seconds verification
The challenge

"Without controls, someone can impersonate an identity during remote sign-up."

Migura's answer

Facial verification with liveness to confirm it's a real person.

With: Migura AI

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Mapa visual de Computer Vision 12
2
Offices / Security
100% access logged auditable log
The challenge

"There's no control or record of access to offices and data center."

Migura's answer

Access control with an auditable log.

With: Hikvision

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IT Infrastructure

API protection and multi-region cloud architecture.

En simple: So the app doesn't go down at the peak and meets PCI.
1
Cybersecurity / APIs
PCI-DSS compliance 24/7 protection
The challenge

"An outage or breach in the APIs is a regulatory incident."

Migura's answer

Application and API protection (WAF, ZTNA) with PCI compliance.

With: Fortinet + F5

Request an assessment for this
Mapa visual de IT Infrastructure 12
2
Continuity / Scalability
99.99% availability auto-scale at peaks
The challenge

"Usage spikes take down the service if the cloud doesn't scale."

Migura's answer

Cloud-ready multi-region architecture with failure recovery.

With: Cisco + HPE GreenLake

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Operational Efficiency

AML/KYC automation and live fraud dashboards.

En simple: Stay compliant without an army of people on spreadsheets.
1
Operations / Compliance
−60% manual effort on-time reports
The challenge

"The compliance team does AML/KYC by hand and can't keep up with the volume."

Migura's answer

Robots run AML/KYC and build the regulatory reports.

With: RPA

Request an assessment for this
Mapa visual de Operational Efficiency 12
2
Risk / Data
real time visibility ↓ losses from fraud
The challenge

"Fraud is detected late without real-time visibility."

Migura's answer

Live fraud and business-metric dashboards to decide fast.

With: BI

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Illustrative metrics / internally auditable under NDA. The exact ROI depends on your volume and maturity: we model it with your numbers in the assessment.

Typical project · Fintech

What you can expect in a typical project

Illustrative scenarios based on typical projects in the sector and industry benchmarks. They do not represent a specific client — the actual outcome we model with your numbers in the assessment.

Smart CX Illustrative scenario
–45%
expected
result
support cost per user

We grew 3× in users and support didn't grow. AI handles the repetitive work and the human team focuses on what really matters.

Project profile
Payments fintech · 800K users
Identity / Anti-fraud Illustrative scenario
–25%
expected
result
onboarding drop-off

KYC was our biggest leak point. With the conversational flow + liveness, more users complete sign-up and identity fraud dropped.

Project profile
Neobank · 100% remote sign-up

Certified stack for Fintech

Partners with formal tier

Logo Cognigy
Official Partner
Cognigy

Conversational AI for onboarding and support

Logo NICE
Authorized Partner
NICE

Cloud contact center with deflection and proactivity

Logo Fortinet
Advanced Partner
Fortinet

WAF, ZTNA, and cloud perimeter protection

Logo F5
Bronze Partner
F5

Protection and delivery of critical APIs

Logo HPE
Silver Partner
HPE

GreenLake cloud-ready multi-region

Frequently asked questions · Fintech

What people ask us first

Do you comply with PCI-DSS and LATAM payment regulations?
Yes. We design with encryption in transit and at rest, tokenization instead of PAN, and a PCI-DSS 4.0 compliance matrix. We document controls and evidence for your auditor and local regulator.
Do you integrate with our current cloud stack (AWS / GCP / Azure)?
Yes. We work cloud-agnostic via APIs. We don't replace your core; we add the CX, anti-fraud, security, and automation layers on top.
Does identity verification comply with data protection?
Yes. Liveness and feature extraction on the client, only a hash/token in the backend, informed consent per local law. We audit with your risk team before go-live.
Can you move at fintech speed?
Yes. 30-90-day cycles with scoped pilots. We start with the highest-ROI pain point (support or onboarding) and scale with agreed metrics.

Why Migura?

One single provider. One single cross-cutting SLA. Five layers that talk to each other — not five providers that blame each other when something fails. We pick the brand by technical fit, not by commission.

How it starts

  1. 1 Free assessment within 48 business hours.
  2. 2 Scoped pilot in 6-8 weeks, no commitment.
  3. 3 Rollout with a schedule and contractual SLA.

No risk for you

The assessment is free and with no commitment. We hand you the ROI model with your own numbers before you decide. And if we miss the 48 h deadline, the first operating month is comped.

Ready for your next project in Fintech

The assessment is free. The conversation focuses on your sector — not on a generic pitch.