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🏦 Industry · Banking / Financial Services

NPS +18 pts. AHT –35%. Auditable compliance.

You audit every version change. Every CX outage triggers escalation to the regulator. Migura integrates an AI-powered contact center + critical infrastructure + cybersecurity under a single SLA — while maintaining PCI-DSS, SOX, and local LATAM regulatory traceability.

You talk with
VP Customer Experience · CIO · CISO · Collections Director
Their daily pain
Every CX change requires compliance approval. Generative AI moves faster than your audits.
Buying cycle
Typical decision: 4-8 months · formal RFP
+18 pts
NPS in collections (6 months)
with NICE + Cognigy
52%
self-service with conversational AI
with no human touch
99.97%
contact center uptime
with Cisco + Fortinet
–35%
AHT with AI + dynamic scripts
NICE Quality

What we hear in Banking / Financial Services

From the daily pain to a measurable outcome

Regulated CX
Regulated CX
The challenge

"Each interaction costs 4× more than it did 5 years ago. The customer wants self-service, but the regulator requires recording and signature."

Migura's response
Smart CX with built-in compliance
Fragmented stack
Fragmented stack
The challenge

"My collections team uses 4 different tools and none of them talk to the core banking system."

Migura's response
Unified omnichannel integration
Critical SLA
Critical SLA
The challenge

"My MTTR is 6 hours. The regulator says 1 hour. Every time it happens, I pay a fine and rewrite the runbook."

Migura's response
Infrastructure with public MTTR
CRM + CX
CRM + CX
The challenge

"Our NPS drops 8 pts every time we reassign accounts between advisors. The memory is lost."

Migura's response
Unified customer memory

Use cases by business unit

Find your case: image, area and outcome

Filter by your priority or explore each unit. You will see the visual solution map for Banking / Financial Services and, when you expand each area, the challenge it solves and how.

CX

NICE ecosystem (CXone, WFM, QM) with audit-ready recording.

En simple: Serve faster and at lower cost, without losing compliance.
1
Collections
+30% payment promises +18 pts NPS in collections
The challenge

"Recovering receivables depends on how many agents call that day."

Migura's answer

Contact center with smart dialing and dynamic scripts to manage receivables at scale.

With: NICE CXone

Request an assessment for this
2
Service / Digital banking
−35% time per contact omnichannel voice + digital
The challenge

"The customer waits on the line for simple inquiries (balance, card block)."

Migura's answer

Omnichannel with smart routing that takes each case to the right agent.

With: NICE CXone

Request an assessment for this
Mapa visual de CX 123
3
Quality / Compliance
100% audited audit-ready evidence
The challenge

"The regulator requires recording and traceability of every interaction."

Migura's answer

Quality monitoring of 100% with recording and audit-ready timestamps.

With: NICE QM

Request an assessment for this

Agentic AI

Conversational AI agents (Cognigy) that don't just answer: they take real actions in every area.

En simple: A “digital employee” that serves and resolves 24/7 across every area of the company.
1
Customer Service
50%+ resolved without a human 24/7 no waits
The challenge

"Traditional bots only give FAQs; the customer still ends up waiting for a human."

Migura's answer

An AI agent resolves end to end with real actions (look up, change, manage), not just respond.

With: Cognigy

Request an assessment for this
2
Human Resources
−50% queries to HR 24/7 self-service
The challenge

"HR gets buried answering the same things: vacations, pay stubs, policies, onboarding."

Migura's answer

An agent answers employees 24/7 and executes requests (certificates, applications) with no human intervention.

With: Cognigy

Request an assessment for this
3
Finance
−40% repeat queries ERP integrated
The challenge

"The finance team loses hours on billing, payment, and expense inquiries."

Migura's answer

An agent resolves payment status, invoices, and expense reporting, integrated with the ERP.

With: Cognigy

Request an assessment for this
Mapa visual de Agentic AI 123456
4
Operations
+productivity across teams −errors manual
The challenge

"Internal processes rely on emails and manual follow-up between teams."

Migura's answer

An agent coordinates tasks, provides status, and triggers flows across systems automatically.

With: Cognigy

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5
Sales / Commercial
+leads qualified 24/7 response
The challenge

"Leads wait for a response, go cold, and follow-up is uneven."

Migura's answer

An agent serves, qualifies, and books with prospects 24/7 and follows up before they go cold.

With: Cognigy

Request an assessment for this
6
Legal / Compliance
−time on inquiries traceable every answer
The challenge

"Legal answers the same contract and policy questions over and over."

Migura's answer

An agent answers frequent contract and compliance questions and points to the right clause.

With: Cognigy

Request an assessment for this

Computer Vision

Video AI for branch security, identity, and operations.

En simple: Fewer incidents and identity verification in minutes.
1
Physical security / Branches
−74% incidents real time alerts
The challenge

"Incidents at ATMs and branches are seen after the fact, not prevented."

Migura's answer

AI detects ATM tampering and loitering with real-time alerts to the monitoring center.

With: Hikvision

Request an assessment for this
2
Compliance / In-branch KYC
minutes verification ↓ fraud identity
The challenge

"Validating identity at the branch is slow and fraud-prone."

Migura's answer

Facial verification with liveness and consent, integrated into sign-up.

With: Hikvision + Migura AI

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Mapa visual de Computer Vision 123
3
Branch operations
−30% wait time hourly optimal staffing
The challenge

"You don't know how many people enter or how long they wait at each branch."

Migura's answer

Counting and queues per branch to adjust staffing by time slot.

With: AXIS

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IT Infrastructure

Data center, cybersecurity, and continuity with a contractual SLA.

En simple: Meet the regulator and never go down during critical hours.
1
Cybersecurity
auditable PCI compliance 24/7 monitoring (SOC)
The challenge

"An attack on the core or banking apps means fines and reputational damage."

Migura's answer

Application and access protection (WAF, ZTNA) with monitoring and phishing simulations.

With: Fortinet + F5

Request an assessment for this
Mapa visual de IT Infrastructure 12
2
Continuity / DR
99.97% availability <30 min Sev-1 recovery
The challenge

"The regulator requires recovery in 1 hour and your real MTTR is 6."

Migura's answer

Redundant data center with a DR site and a contractual recovery SLA.

With: HPE + Cisco + APC

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Operational Efficiency

Automation (RPA) of KYC/AML and regulatory reporting.

En simple: Free the team from manual tasks and arrive clean at the audit.
1
Operations / Back-office
−62% onboarding time 24/7 no pauses
The challenge

"Account opening depends on people reading documents and validating by hand."

Migura's answer

A robot reads documents, validates against the credit bureau, and opens the account with no call-backs.

With: RPA

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Mapa visual de Operational Efficiency 12
2
Risk / Compliance
0 findings from delays on-time reports
The challenge

"Reports to the regulator are built by hand under deadline pressure."

Migura's answer

Regulatory reports and exception dashboards generated automatically for audit.

With: RPA + BI

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Illustrative metrics / internally auditable under NDA. The exact ROI depends on your volume and maturity: we model it with your numbers in the assessment.

Typical project · Banking / Financial Services

What you can expect in a typical project

Illustrative scenarios based on typical projects in the sector and industry benchmarks. They do not represent a specific client — the actual outcome we model with your numbers in the assessment.

Smart CX Illustrative scenario
+18 pts
expected
result
NPS in 6 months

We went from NPS 24 to 42 after implementing omnichannel with NICE. Conversational AI resolves 52% of interactions with no human touch. Collections jumped two quartiles in the regulatory report.

Project profile
Consumer banking · collections area
Operational Efficiency Illustrative scenario
–62%
expected
result
customer onboarding time

KYC went from 5 days to under one. We eliminated the manual call-back with an RPA workflow that reads documents, validates against the credit bureau, and opens the account. The front end didn't even change.

Project profile
Digital bank · 1.2M users

Certified stack for Banking / Financial Services

Partners with formal tier

Logo NICE
Authorized Partner
NICE

Contact center with 100% audit-ready quality monitoring

Logo Cognigy
Official Partner
Cognigy

Conversational AI with recording and consent

Logo Cisco
Certified Specialist
Cisco

Networking + collaboration + UCS for banking

Logo Fortinet
Advanced Partner
Fortinet

Perimeter + SD-WAN + ZTNA for branches

Logo F5
Bronze Partner
F5

Application delivery + WAF for banking apps

Frequently asked questions · Banking / Financial Services

What people ask us first

Do you meet PCI-DSS, SOX, and local-law requirements?
Yes. Every implementation includes a compliance matrix mapped to the applicable standard (PCI-DSS 4.0, SOX 404, Mexico ICAP, Venezuela SUDEBAN). We document controls and evidence and hand them off for your external auditor.
Can you work with our current core banking system (Temenos / Finacle / proprietary)?
Yes, via standard APIs or SWIFT/ISO 20022 messaging. We don't replace the core; we orchestrate the CX, security, and monitoring layers on top of it.
Do you guarantee a critical MTTR for the contact center?
Yes. A contractual SLA with a 30-min MTTR for Sev-1 incidents (full outage) and 2h for Sev-2 (degradation). We have a 24/7 NOC in MX + VE + PA with defined escalation paths.
How do you handle sensitive data (PCI, biometric)?
Encryption in transit (TLS 1.3) and at rest (AES-256). Tokens instead of PAN. Biometrics with on-device extraction and only a hash in the backend. We audit with your CISO before go-live.

Why Migura?

One single provider. One single cross-cutting SLA. Five layers that talk to each other — not five providers that blame each other when something fails. We pick the brand by technical fit, not by commission.

How it starts

  1. 1 Free assessment within 48 business hours.
  2. 2 Scoped pilot in 6-8 weeks, no commitment.
  3. 3 Rollout with a schedule and contractual SLA.

No risk for you

The assessment is free and with no commitment. We hand you the ROI model with your own numbers before you decide. And if we miss the 48 h deadline, the first operating month is comped.

Ready for your next project in Banking / Financial Services

The assessment is free. The conversation focuses on your sector — not on a generic pitch.